# Terms of Service
**Last Updated**: July 2025

## 1. Acceptance of Terms
By using OnlineBizHub, you agree to these Terms. If you disagree, stop using the site.

## 2. Description of Services
We provide digital tools, templates, and courses for entrepreneurs. Payments are processed via systeme.io’s platform or PayPal. By purchasing, you also agree to [systeme.io’s Terms](https://systeme.io/terms-and-conditions ).

## 3. User Responsibilities
You agree to:
- Use our resources for lawful purposes.
- Not redistribute, resell, or modify our content without permission.

## 4. Intellectual Property
All tools, templates, and courses are protected by copyright. Unauthorized use is prohibited.

## 5. Limitation of Liability
Resources are for educational use only. Success depends on individual effort and market conditions.

## 6. Governing Law
These Terms follow U.S. laws for clarity. EU/UK users retain rights under GDPR/CCPA.

## 7. Contact
For questions or data deletion requests, email hello@onlinebizhub.com